Bank Financing

Bank financing is a specialized support that accompanies the customer at all stages of the credit process, ensuring competitive conditions, efficiency and total confidentiality. This service is especially relevant for international buyers, investors and clients who want to optimize the financial structure of the acquisition.

What's included in this service

Access to national and international banks with experience in the luxury segment
Support in choosing the type of financing (acquisition, construction, rehabilitation or investment)
Financial feasibility analysis and condition simulation
Negotiation of preferential rates and conditions with banking institutions
Complete follow-up in the approval process
Documentary support for foreign clients (NIF, proofs, legalization of income)
Structuring of financing for purchase via company (SPV / vehicle companies)
Full confidentiality at all stages

Why this service is valuable in the luxury market

Many international buyers prefer to finance part of the investment to optimize liquidity.
Portuguese banks offer competitive conditions for residents and non-residents.
The correct structuring of financing can reduce tax costs, improve cash-flow and increase the profitability of the investment.
The Portuguese banking process can be complex for foreigners — specialized follow-up avoids delays and refusals.

Types of funding available

Traditional mortgage
Construction finance (luxury villas, turnkey projects)
Investment financing (premium AL, annual lease, yield properties)
Financing for companies (purchase via partnership, SPV, holdings)
Refinancing of properties already acquired